Garden Oaks Specialties

Winter Hours
Monday - Saturday 9am - 5pm
Closed Sundays

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Phone 732-356-7333
Fax 732-356-7202

​We offer gift certificates for your holiday shopping

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6 Month Interest Free Financing.

No Interest for 6 months (Interest Free) or Deferred Monthly Interest, formerly known as Same As Cash (SAC)
Garden Oaks is proud to offer the 6 Month No Interest (Deferred Monthly Interest/Same As Cash) financing plans through Synchrony Financial.

* $ 300 minimum purchase is required to qualify for 6 month finance offer.
The promotional period starts when you receive your product(s).
Minimum payments (3.75% of the total purchase price or $25, whichever is greater) will be due during the promotional period.
Interest accrues during the promotional period.
Each month Synchrony Financial will mail you your monthly billing statement which will show the remaining balance.
If you pay the purchase price in full by the end of the promotional period, all of the accrued interest will be waived and no finance charges will be assessed on the purchase.
If you do not pay the purchase price during the promotional period, all of the accrued interest will be assessed and posted to your account immediately following the end of the promotional period.
Interest is calculated based on the original purchase price (regardless of any payment made) at a standard rate APR of 29.99%.
For additional information, review your cardholder agreement or call Synchrony Financial 1.866.396.8254 Monday to Friday - 7:30am to Midnight EST and Saturday - 10:00am to 7:00pm.
 
Account Information
Synchrony Financial will mail you your monthly billing statement which will show the new balance, your current credit limit, and other important information.  

How to apply:
Visit us in person to apply in the store. We are located in Bound Brook, New Jersey.